Jump River, WI
Jump River wildfire risk explained
Out of every US place USFS scores, Jump River lands at the 14th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 76 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Jump River's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
What "at risk" means for the buildings here
USFS puts 51.3% of Jump River's 76 buildings in the Indirect exposure zone, versus 48.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Jump River against the rest of the country
There's little gap between Jump River's 14th national percentile and its 14th percentile inside Wisconsin, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Jump River ranks 27,155 for wildfire risk (1 is highest) and 30,067 by building count (1 is largest). Within Wisconsin alone, it ranks 694 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Jump River and the insurance market
Jump River's low wildfire rating (14th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Jump River
With ember exposure the dominant pattern in Jump River (51.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Jump River's 27,155-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Jump River, see the exposure-zones guide.