Julian, NE
Julian, NE's wildfire risk, in USFS's own numbers
Julian's 59 buildings earn a 41st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Julian at the 40th percentile, close to its 41st-percentile risk score.
Julian's building exposure, zone by zone
Most of Julian's buildings (74.6% of 59) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Julian compares
Julian ranks lower within Nebraska (25th percentile statewide) than its 41st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Julian ranks 18,527 for wildfire risk (1 is highest) and 30,686 by building count (1 is largest). Within Nebraska alone, it ranks 438 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Julian's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 74.6% of Julian outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Julian's figures come from
Julian's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Julian's dominant minimal exposure actually means, with real examples from across the dataset.