Jugtown, MD
Jugtown wildfire risk explained
Jugtown sits at the 60th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 102 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Jugtown at the 57th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Jugtown's buildings actually sit
102 buildings are counted in Jugtown, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Jugtown against the rest of the country
Within Maryland, Jugtown ranks higher (87th percentile) than it does nationally (60th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Jugtown ranks 12,483 for wildfire risk (1 is highest) and 28,952 by building count (1 is largest). Within Maryland alone, it ranks 72 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Jugtown and the insurance market
Jugtown's high rating (60th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Jugtown
Jugtown's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Jugtown's 12,483-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Jugtown, see the exposure-zones guide.