Judson, IN
How exposed is Judson to wildfire?
Judson sits at the 24th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 55 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Judson's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
Where Judson's buildings actually sit
USFS classifies 61.8% of Judson's buildings as Direct exposure, higher than its 38.2% Indirect share and far above its 0% Minimal share — a profile where 34 structures sit close enough to vegetation that lot clearing matters most.
How Judson compares
Compare Judson's two percentiles: 90th within Indiana, only 24th nationally — a gap of 66 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Judson ranks 23,882 for wildfire risk (1 is highest) and 30,782 by building count (1 is largest). Within Indiana alone, it ranks 99 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 24th national percentile, Judson rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Judson (61.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Judson's 24th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Judson, see the exposure-zones guide.