Joyce, LA
Joyce wildfire risk explained
Out of every US place USFS scores, Joyce lands at the 59th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 269 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Joyce at the 60th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Joyce's 269 counted buildings, 91.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Joyce ranks
There's little gap between Joyce's 59th national percentile and its 73rd percentile inside Louisiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Joyce ranks 13,044 for wildfire risk (1 is highest) and 22,534 by building count (1 is largest). Within Louisiana alone, it ranks 132 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
Joyce and the insurance market
At the 59th national percentile, Joyce rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Joyce (91.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Joyce's figures come from
Joyce's 59th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Joyce's dominant direct exposure actually means, with real examples from across the dataset.