Jourdanton, TX
How exposed is Jourdanton to wildfire?
Jourdanton sits at the 87th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 2,109 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Jourdanton's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
Jourdanton's building exposure, zone by zone
2,109 buildings are counted in Jourdanton, and 76.4% of them are Indirect exposure — ember-driven risk rather than the 23.6% in Direct exposure or the 0% rated Minimal.
Jourdanton against the rest of the country
Jourdanton's risk sits at a similar level relative to Texas (78th percentile statewide) as it does nationally (87th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Jourdanton ranks 4,108 for wildfire risk (1 is highest) and 7,171 by building count (1 is largest). Within Texas alone, it ranks 399 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Jourdanton's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Jourdanton (76.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Jourdanton's figures come from
Jourdanton's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Jourdanton's dominant indirect exposure actually means, with real examples from across the dataset.