Joseph City, AZ
Joseph City, AZ's wildfire risk, in USFS's own numbers
Joseph City's 789 buildings earn a 23rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Joseph City's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
Joseph City's building exposure, zone by zone
789 buildings are counted in Joseph City, and 65.4% of them are Indirect exposure — ember-driven risk rather than the 34.6% in Direct exposure or the 0% rated Minimal.
How Joseph City compares
Joseph City ranks lower within Arizona (4th percentile statewide) than its 23rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Joseph City ranks 24,225 for wildfire risk (1 is highest) and 13,736 by building count (1 is largest). Within Arizona alone, it ranks 424 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Shopping for coverage in Joseph City
Joseph City's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Joseph City (65.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Joseph City's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Joseph City, see the exposure-zones guide.