Joppatowne, MD
How exposed is Joppatowne to wildfire?
Joppatowne's 5,488 buildings earn a 28th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Joppatowne at the 27th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 38.8% of Joppatowne's buildings as Direct exposure, higher than its 26.9% Indirect share and far above its 34.3% Minimal share — a profile where 2,131 structures sit close enough to vegetation that lot clearing matters most. At 5,488 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Joppatowne compares
There's little gap between Joppatowne's 28th national percentile and its 43rd percentile inside Maryland, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Joppatowne ranks 22,657 for wildfire risk (1 is highest) and 3,143 by building count (1 is largest). Within Maryland alone, it ranks 301 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Joppatowne and the insurance market
Joppatowne's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Joppatowne (38.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 5,488 counted buildings into the percentiles shown above for Joppatowne. For more on what direct exposure implies beyond Joppatowne, see the exposure-zones guide.