Jonestown, TX
Jonestown wildfire risk explained
USFS's Wildfire Risk to Communities model puts Jonestown at the 83rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,682 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Jonestown's burn probability — fire likelihood with no building count factored in — sits at the 82nd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 61.8% of Jonestown's buildings as Direct exposure, higher than its 36.9% Indirect share and far above its 1.3% Minimal share — a profile where 1,040 structures sit close enough to vegetation that lot clearing matters most.
How Jonestown compares
Jonestown's risk sits at a similar level relative to Texas (68th percentile statewide) as it does nationally (83rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Jonestown ranks 5,498 for wildfire risk (1 is highest) and 8,488 by building count (1 is largest). Within Texas alone, it ranks 577 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 83rd percentile nationally, Jonestown carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Jonestown (61.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Jonestown's figures come from
Every one of the two percentiles behind Jonestown's 5,498-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Jonestown's dominant direct exposure actually means, with real examples from across the dataset.