Jones Creek, TX
Jones Creek, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Jones Creek lands at the 95th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,081 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Jones Creek at the 96th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Jones Creek's building exposure, zone by zone
1,081 buildings are counted in Jones Creek, and 86.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Jones Creek ranks
There's little gap between Jones Creek's 95th national percentile and its 94th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Jones Creek ranks 1,714 for wildfire risk (1 is highest) and 11,404 by building count (1 is largest). Within Texas alone, it ranks 102 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Jones Creek
At the 95th percentile nationally, Jones Creek carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Jones Creek's 86.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Jones Creek's figures come from
Jones Creek's 95th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Jones Creek's dominant direct exposure actually means, with real examples from across the dataset.