Joliet, MT
Joliet, MT's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Joliet lands at the 88th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 395 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Joliet's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
Joliet's building exposure, zone by zone
Most of Joliet's buildings (82.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Joliet ranks
Inside Montana, Joliet sits at just the 72nd percentile even though it scores 88th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Joliet ranks 3,752 for wildfire risk (1 is highest) and 19,319 by building count (1 is largest). Within Montana alone, it ranks 136 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Joliet and the insurance market
Joliet's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Joliet (82.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 395 counted buildings into the percentiles shown above for Joliet. For more on what indirect exposure implies beyond Joliet, see the exposure-zones guide.