Joliet, IL
Joliet, IL's wildfire risk, in USFS's own numbers
USFS scores Joliet at the 23rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 52,266 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Joliet at the 23rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Joliet rates 96.9% Minimal exposure against just 2.6% Direct and 0.5% Indirect — of 52,266 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 52,266 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Joliet compares
Joliet's 68th-percentile standing inside Illinois outpaces its 23rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Joliet ranks 24,168 for wildfire risk (1 is highest) and 162 by building count (1 is largest). Within Illinois alone, it ranks 467 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Joliet and the insurance market
Joliet's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Joliet's 96.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Joliet's figures come from
Joliet's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Joliet's dominant minimal exposure actually means, with real examples from across the dataset.