Johnstown, NY
How exposed is Johnstown to wildfire?
Out of every US place USFS scores, Johnstown lands at the 12th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 4,034 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Johnstown's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
What "at risk" means for the buildings here
79.3% of Johnstown's 4,034 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 17.9% Direct and 2.8% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Johnstown against the rest of the country
Compare Johnstown's two percentiles: 30th within New York, only 12th nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Johnstown ranks 27,648 for wildfire risk (1 is highest) and 4,209 by building count (1 is largest). Within New York alone, it ranks 903 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 12th national percentile, Johnstown rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because 79.3% of Johnstown's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Johnstown's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Johnstown, see the exposure-zones guide.