Johnson, NE
How exposed is Johnson to wildfire?
Johnson's 264 buildings earn a 63rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Johnson's burn probability — fire likelihood with no building count factored in — sits at the 59th percentile nationally.
Johnson's building exposure, zone by zone
Most of Johnson's buildings (90.2% of 264) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Johnson compares
Johnson's risk sits at a similar level relative to Nebraska (55th percentile statewide) as it does nationally (63rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Johnson ranks 11,669 for wildfire risk (1 is highest) and 22,705 by building count (1 is largest). Within Nebraska alone, it ranks 262 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Johnson
Johnson's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Johnson's 90.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Johnson's figures come from
Johnson's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Johnson's dominant minimal exposure actually means, with real examples from across the dataset.