Johnson City, TX
Johnson City wildfire risk explained
USFS scores Johnson City at the 86th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,122 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Johnson City's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
Johnson City's building exposure, zone by zone
1,122 buildings are counted in Johnson City, and 52.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Johnson City compares
Johnson City's risk sits at a similar level relative to Texas (75th percentile statewide) as it does nationally (86th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Johnson City ranks 4,584 for wildfire risk (1 is highest) and 11,145 by building count (1 is largest). Within Texas alone, it ranks 460 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Johnson City's very high rating (86th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Johnson City
With 52.5% of Johnson City in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Johnson City's figures come from
Johnson City's 86th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Johnson City's dominant direct exposure actually means, with real examples from across the dataset.