John Sevier, TN
John Sevier, TN's wildfire risk, in USFS's own numbers
John Sevier's 607 buildings earn a 69th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, John Sevier's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
John Sevier's building exposure, zone by zone
USFS puts 53.9% of John Sevier's 607 buildings in the Indirect exposure zone, versus 46.1% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where John Sevier ranks
There's little gap between John Sevier's 69th national percentile and its 63rd percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, John Sevier ranks 9,874 for wildfire risk (1 is highest) and 15,737 by building count (1 is largest). Within Tennessee alone, it ranks 187 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 69th percentile nationally, John Sevier carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in John Sevier
John Sevier's 53.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where John Sevier's figures come from
John Sevier's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what John Sevier's dominant indirect exposure actually means, with real examples from across the dataset.