Joes, CO
Joes, CO's wildfire risk, in USFS's own numbers
Joes's 154 buildings earn a 50th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Joes at the 48th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Joes's buildings actually sit
Direct exposure dominates in Joes: 66.2% of its 154 buildings, versus 0% Indirect and 33.8% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Joes ranks
Joes's 50th national percentile looks worse in isolation than its 18th ranking inside Colorado does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Joes ranks 15,717 for wildfire risk (1 is highest) and 26,691 by building count (1 is largest). Within Colorado alone, it ranks 386 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Joes
Joes's elevated rating (50th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Joes's 66.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 154 counted buildings into the percentiles shown above for Joes. For more on what direct exposure implies beyond Joes, see the exposure-zones guide.