Jimmerson Lake, IN
Jimmerson Lake, IN's wildfire risk, in USFS's own numbers
Jimmerson Lake sits at the 12th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,157 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Jimmerson Lake's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
Where Jimmerson Lake's buildings actually sit
1,157 buildings are counted in Jimmerson Lake, and 57.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 8.9% rated Minimal.
Jimmerson Lake against the rest of the country
Within Indiana, Jimmerson Lake ranks higher (61st percentile) than it does nationally (12th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Jimmerson Lake ranks 27,821 for wildfire risk (1 is highest) and 10,905 by building count (1 is largest). Within Indiana alone, it ranks 381 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Jimmerson Lake's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Jimmerson Lake
Jimmerson Lake's 57.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Jimmerson Lake's 27,821-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Jimmerson Lake, see the exposure-zones guide.