Jim Thorpe, PA
How exposed is Jim Thorpe to wildfire?
USFS's Wildfire Risk to Communities model puts Jim Thorpe at the 71st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,154 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Jim Thorpe at the 69th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Jim Thorpe's 2,154 counted buildings, 50.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Jim Thorpe against the rest of the country
Within Pennsylvania, Jim Thorpe ranks higher (100th percentile) than it does nationally (71st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Jim Thorpe ranks 9,085 for wildfire risk (1 is highest) and 7,058 by building count (1 is largest). Within Pennsylvania alone, it ranks 3 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Jim Thorpe's 71st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Jim Thorpe
Because Direct exposure dominates in Jim Thorpe (50.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Jim Thorpe's figures come from
Jim Thorpe's 71st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Jim Thorpe's dominant direct exposure actually means, with real examples from across the dataset.