Jim Falls, WI
How exposed is Jim Falls to wildfire?
Out of every US place USFS scores, Jim Falls lands at the 20th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 209 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Jim Falls at the 20th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Jim Falls's building exposure, zone by zone
USFS puts 60.8% of Jim Falls's 209 buildings in the Indirect exposure zone, versus 38.3% Direct and 1% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Jim Falls ranks
There's little gap between Jim Falls's 20th national percentile and its 32nd percentile inside Wisconsin, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Jim Falls ranks 25,105 for wildfire risk (1 is highest) and 24,539 by building count (1 is largest). Within Wisconsin alone, it ranks 551 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Jim Falls
Jim Falls's moderate wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Jim Falls's 60.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Jim Falls's 20th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Jim Falls, see the exposure-zones guide.