Jewett, TX
How exposed is Jewett to wildfire?
Jewett sits at the 71st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 658 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Jewett at the 72nd percentile, close to its 71st-percentile risk score.
What "at risk" means for the buildings here
USFS puts 68.1% of Jewett's 658 buildings in the Indirect exposure zone, versus 31.9% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Jewett compares
Jewett's 71st national percentile looks worse in isolation than its 34th ranking inside Texas does — this place is on the milder end for its own state, by 37 points. Among the 31,521 US communities USFS scores, Jewett ranks 9,093 for wildfire risk (1 is highest) and 15,094 by building count (1 is largest). Within Texas alone, it ranks 1,184 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Jewett's 71st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Jewett
Jewett's 68.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 658 counted buildings into the percentiles shown above for Jewett. For more on what indirect exposure implies beyond Jewett, see the exposure-zones guide.