Jessie, ND
How exposed is Jessie to wildfire?
Out of every US place USFS scores, Jessie lands at the 51st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 33 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Jessie at the 49th percentile, close to its 51st-percentile risk score.
Where Jessie's buildings actually sit
75.8% of Jessie's 33 buildings sit in USFS's Direct exposure zone, roughly 25 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 24.2% are Minimal.
Where Jessie ranks
Jessie scores 51st nationally and 55th within North Dakota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Jessie ranks 15,452 for wildfire risk (1 is highest) and 31,319 by building count (1 is largest). Within North Dakota alone, it ranks 181 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Jessie and the insurance market
At the 51st national percentile, Jessie rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Jessie (75.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Jessie's 51st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Jessie, see the exposure-zones guide.