Jerusalem, AR
Jerusalem wildfire risk explained
USFS scores Jerusalem at the 80th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 150 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Jerusalem's burn probability — fire likelihood with no building count factored in — sits at the 83rd percentile nationally.
Where Jerusalem's buildings actually sit
100% of Jerusalem's 150 buildings sit in USFS's Direct exposure zone, roughly 150 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
How Jerusalem compares
Jerusalem's risk sits at a similar level relative to Arkansas (81st percentile statewide) as it does nationally (80th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Jerusalem ranks 6,357 for wildfire risk (1 is highest) and 26,866 by building count (1 is largest). Within Arkansas alone, it ranks 120 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Jerusalem's high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Jerusalem (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Jerusalem's figures come from
The methodology guide shows exactly how USFS turned 150 counted buildings into the percentiles shown above for Jerusalem. The exposure-zones guide covers what Jerusalem's dominant direct exposure actually means, with real examples from across the dataset.