Jerseyville, IL
How exposed is Jerseyville to wildfire?
Jerseyville sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 4,527 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Jerseyville's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Where Jerseyville's buildings actually sit
92% of Jerseyville's 4,527 buildings sit in USFS's Minimal exposure zone, with only 8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Jerseyville against the rest of the country
Compare Jerseyville's two percentiles: 21st within Illinois, only 3rd nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Jerseyville ranks 30,468 for wildfire risk (1 is highest) and 3,774 by building count (1 is largest). Within Illinois alone, it ranks 1,132 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Jerseyville and the insurance market
Jerseyville's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Jerseyville's 92% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Jerseyville's 30,468-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Jerseyville, see the exposure-zones guide.