Jersey Village, TX
Jersey Village wildfire risk explained
USFS's Wildfire Risk to Communities model puts Jersey Village at the 40th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 2,996 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Jersey Village at the 41st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 98.7% of Jersey Village's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 1.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Jersey Village compares
Inside Texas, Jersey Village sits at just the 4th percentile even though it scores 40th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Jersey Village ranks 19,050 for wildfire risk (1 is highest) and 5,442 by building count (1 is largest). Within Texas alone, it ranks 1,730 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Jersey Village and the insurance market
Jersey Village's moderate rating (40th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Jersey Village
Jersey Village's 98.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Jersey Village's figures come from
Jersey Village's 40th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Jersey Village's dominant minimal exposure actually means, with real examples from across the dataset.