Jermyn, PA
Jermyn, PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Jermyn at the 53rd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,010 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Jermyn at the 51st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 92.8% of Jermyn's 1,010 buildings in the Indirect exposure zone, versus 7.2% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Jermyn ranks
Within Pennsylvania, Jermyn ranks higher (87th percentile) than it does nationally (53rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Jermyn ranks 14,917 for wildfire risk (1 is highest) and 11,861 by building count (1 is largest). Within Pennsylvania alone, it ranks 256 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Jermyn and the insurance market
Jermyn's elevated rating (53rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Jermyn's 92.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,010 counted buildings into the percentiles shown above for Jermyn. For more on what indirect exposure implies beyond Jermyn, see the exposure-zones guide.