Jensen Beach, FL
How exposed is Jensen Beach to wildfire?
Jensen Beach's 6,144 buildings earn a 80th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Jensen Beach's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
Jensen Beach's building exposure, zone by zone
Only 13.9% of Jensen Beach's 6,144 buildings carry Direct exposure and 33.6% carry Indirect; the remaining 52.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 6,144 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Jensen Beach ranks
Inside Florida, Jensen Beach sits at just the 48th percentile even though it scores 80th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Jensen Beach ranks 6,327 for wildfire risk (1 is highest) and 2,822 by building count (1 is largest). Within Florida alone, it ranks 500 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Jensen Beach and the insurance market
Jensen Beach's high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Jensen Beach's 52.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Jensen Beach's figures come from
The methodology guide shows exactly how USFS turned 6,144 counted buildings into the percentiles shown above for Jensen Beach. The exposure-zones guide covers what Jensen Beach's dominant minimal exposure actually means, with real examples from across the dataset.