Jennings, FL
Jennings, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Jennings at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 395 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Jennings at the 72nd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Jennings's building exposure, zone by zone
61.8% of Jennings's 395 buildings sit in USFS's Direct exposure zone, roughly 244 structures close enough to burnable vegetation for flame contact, not just embers — 38.2% fall in the Indirect, ember-only zone and 0% are Minimal.
How Jennings compares
Jennings's 72nd national percentile looks worse in isolation than its 31st ranking inside Florida does — this place is on the milder end for its own state, by 41 points. Among the 31,521 US communities USFS scores, Jennings ranks 8,781 for wildfire risk (1 is highest) and 19,315 by building count (1 is largest). Within Florida alone, it ranks 662 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Jennings and the insurance market
Jennings's 72nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Jennings (61.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Jennings's figures come from
Every one of the two percentiles behind Jennings's 8,781-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Jennings's dominant direct exposure actually means, with real examples from across the dataset.