Jemison, AL
Jemison wildfire risk explained
Jemison's 1,626 buildings earn a 82nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Jemison's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Jemison: 81.6% of its 1,626 buildings, versus 18.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Jemison ranks
Jemison scores 82nd nationally and 81st within Alabama — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Jemison ranks 5,755 for wildfire risk (1 is highest) and 8,668 by building count (1 is largest). Within Alabama alone, it ranks 115 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Jemison and the insurance market
At the 82nd percentile nationally, Jemison carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Jemison's 81.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Jemison's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Jemison, see the exposure-zones guide.