Jellico, TN
Jellico, TN's wildfire risk, in USFS's own numbers
Jellico's 1,214 buildings earn a 88th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Jellico at the 91st national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Jellico's building exposure, zone by zone
USFS puts 63.3% of Jellico's 1,214 buildings in the Indirect exposure zone, versus 36.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Jellico compares
There's little gap between Jellico's 88th national percentile and its 98th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Jellico ranks 3,729 for wildfire risk (1 is highest) and 10,573 by building count (1 is largest). Within Tennessee alone, it ranks 9 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Jellico and the insurance market
Jellico's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Jellico
With ember exposure the dominant pattern in Jellico (63.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,214 counted buildings into the percentiles shown above for Jellico. For more on what indirect exposure implies beyond Jellico, see the exposure-zones guide.