Jeffersontown, KY
How exposed is Jeffersontown to wildfire?
Jeffersontown's 12,491 buildings earn a 15th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Jeffersontown at the 17th percentile, close to its 15th-percentile risk score.
Where Jeffersontown's buildings actually sit
Jeffersontown rates 56.3% Minimal exposure against just 22.1% Direct and 21.6% Indirect — of 12,491 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 12,491 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Jeffersontown ranks
There's little gap between Jeffersontown's 15th national percentile and its 24th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Jeffersontown ranks 26,788 for wildfire risk (1 is highest) and 1,235 by building count (1 is largest). Within Kentucky alone, it ranks 419 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Jeffersontown's low wildfire rating (15th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Jeffersontown's 56.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Jeffersontown's figures come from
The methodology guide shows exactly how USFS turned 12,491 counted buildings into the percentiles shown above for Jeffersontown. The exposure-zones guide covers what Jeffersontown's dominant minimal exposure actually means, with real examples from across the dataset.