Jefferson, TX
Jefferson, TX's wildfire risk, in USFS's own numbers
USFS scores Jefferson at the 69th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,390 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Jefferson at the 71st percentile, close to its 69th-percentile risk score.
Where Jefferson's buildings actually sit
1,390 buildings are counted in Jefferson, and 86.9% of them are Indirect exposure — ember-driven risk rather than the 13.1% in Direct exposure or the 0% rated Minimal.
How Jefferson compares
Inside Texas, Jefferson sits at just the 28th percentile even though it scores 69th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Jefferson ranks 9,877 for wildfire risk (1 is highest) and 9,674 by building count (1 is largest). Within Texas alone, it ranks 1,295 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Jefferson
Jefferson's 69th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Jefferson
Because 86.9% of Jefferson's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Jefferson's figures come from
Every one of the two percentiles behind Jefferson's 9,877-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Jefferson's dominant indirect exposure actually means, with real examples from across the dataset.