Jefferson, IN
How exposed is Jefferson to wildfire?
Jefferson sits at the 2nd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 132 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Jefferson at the 2nd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Jefferson rates 71.2% Minimal exposure against just 28.8% Direct and 0% Indirect — of 132 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Jefferson compares
There's little gap between Jefferson's 2nd national percentile and its 17th percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Jefferson ranks 30,760 for wildfire risk (1 is highest) and 27,614 by building count (1 is largest). Within Indiana alone, it ranks 800 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Jefferson and the insurance market
At the 2nd national percentile, Jefferson rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Jefferson's 71.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Jefferson's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Jefferson, see the exposure-zones guide.