Jeffers, MN
Jeffers wildfire risk explained
Out of every US place USFS scores, Jeffers lands at the 2nd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 294 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Jeffers at the 2nd percentile, close to its 2nd-percentile risk score.
Jeffers's building exposure, zone by zone
USFS classifies 75.2% of Jeffers's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 24.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Jeffers ranks
Jeffers's risk sits at a similar level relative to Minnesota (2nd percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Jeffers ranks 30,864 for wildfire risk (1 is highest) and 21,789 by building count (1 is largest). Within Minnesota alone, it ranks 893 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Jeffers's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Jeffers
With 75.2% of buildings rated Minimal exposure, Jeffers gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Jeffers's figures come from
The methodology guide shows exactly how USFS turned 294 counted buildings into the percentiles shown above for Jeffers. The exposure-zones guide covers what Jeffers's dominant minimal exposure actually means, with real examples from across the dataset.