Jean Lafitte, LA
Jean Lafitte wildfire risk explained
Jean Lafitte sits at the 63rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,166 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Jean Lafitte at the 50th percentile, lower than its 63rd-percentile risk score, because so much is actually built here.
Where Jean Lafitte's buildings actually sit
1,166 buildings are counted in Jean Lafitte, and 62% of them are Indirect exposure — ember-driven risk rather than the 37.1% in Direct exposure or the 0.9% rated Minimal.
Where Jean Lafitte ranks
Within Louisiana, Jean Lafitte ranks higher (80th percentile) than it does nationally (63rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Jean Lafitte ranks 11,597 for wildfire risk (1 is highest) and 10,859 by building count (1 is largest). Within Louisiana alone, it ranks 100 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
Jean Lafitte's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Jean Lafitte's 62% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Jean Lafitte's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Jean Lafitte, see the exposure-zones guide.