Jasper, TN
How exposed is Jasper to wildfire?
Jasper's 2,128 buildings earn a 81st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Jasper at the 85th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Jasper's buildings actually sit
Most of Jasper's buildings (55.9%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Jasper compares
Jasper's risk sits at a similar level relative to Tennessee (89th percentile statewide) as it does nationally (81st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Jasper ranks 5,874 for wildfire risk (1 is highest) and 7,122 by building count (1 is largest). Within Tennessee alone, it ranks 58 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Jasper and the insurance market
At the 81st percentile nationally, Jasper carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With ember exposure the dominant pattern in Jasper (55.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Jasper's figures come from
Every one of the two percentiles behind Jasper's 5,874-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Jasper's dominant indirect exposure actually means, with real examples from across the dataset.