Jasper, MN
Jasper wildfire risk explained
Jasper's 460 buildings earn a 44th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Jasper's burn probability — fire likelihood with no building count factored in — sits at the 43rd percentile nationally.
Where Jasper's buildings actually sit
USFS classifies 77% of Jasper's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 23% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Jasper compares
Within Minnesota, Jasper ranks higher (63rd percentile) than it does nationally (44th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Jasper ranks 17,519 for wildfire risk (1 is highest) and 18,058 by building count (1 is largest). Within Minnesota alone, it ranks 335 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Jasper's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 77% of buildings rated Minimal exposure, Jasper gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Jasper's 17,519-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Jasper, see the exposure-zones guide.