Jasper, MI
Jasper wildfire risk explained
USFS's Wildfire Risk to Communities model puts Jasper at the 3rd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 288 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Jasper at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Jasper's buildings actually sit
USFS classifies 69.4% of Jasper's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 30.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Jasper against the rest of the country
There's little gap between Jasper's 3rd national percentile and its 4th percentile inside Michigan, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Jasper ranks 30,741 for wildfire risk (1 is highest) and 21,961 by building count (1 is largest). Within Michigan alone, it ranks 715 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Jasper and the insurance market
At the 3rd national percentile, Jasper rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Jasper's 69.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Jasper's 30,741-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Jasper, see the exposure-zones guide.