Jasper, AL
Jasper, AL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Jasper at the 74th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 8,150 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Jasper's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
Jasper's building exposure, zone by zone
USFS classifies 65.7% of Jasper's buildings as Direct exposure, higher than its 34.3% Indirect share and far above its 0% Minimal share — a profile where 5,356 structures sit close enough to vegetation that lot clearing matters most. At 8,150 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Jasper against the rest of the country
Inside Alabama, Jasper sits at just the 55th percentile even though it scores 74th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Jasper ranks 8,245 for wildfire risk (1 is highest) and 2,060 by building count (1 is largest). Within Alabama alone, it ranks 265 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Jasper
At the 74th percentile nationally, Jasper carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 65.7% of Jasper in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Jasper's figures come from
Jasper's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Jasper's dominant direct exposure actually means, with real examples from across the dataset.