Janesville, WI
Janesville, WI's wildfire risk, in USFS's own numbers
USFS scores Janesville at the 19th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 26,978 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Janesville's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
Janesville's building exposure, zone by zone
Only 10% of Janesville's 26,978 buildings carry Direct exposure and 0% carry Indirect; the remaining 90% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 26,978 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Janesville compares
Janesville scores 19th nationally and 26th within Wisconsin — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Janesville ranks 25,704 for wildfire risk (1 is highest) and 455 by building count (1 is largest). Within Wisconsin alone, it ranks 599 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Janesville's low rating (19th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Janesville
Janesville's 90% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Janesville's figures come from
Every one of the two percentiles behind Janesville's 25,704-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Janesville's dominant minimal exposure actually means, with real examples from across the dataset.