Janesville, IL
Janesville wildfire risk explained
Out of every US place USFS scores, Janesville lands at the 8th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 73 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Janesville at the 8th percentile, close to its 8th-percentile risk score.
Where Janesville's buildings actually sit
Most of Janesville's buildings (83.6% of 73) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Janesville against the rest of the country
Within Illinois, Janesville ranks higher (38th percentile) than it does nationally (8th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Janesville ranks 29,018 for wildfire risk (1 is highest) and 30,165 by building count (1 is largest). Within Illinois alone, it ranks 903 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Janesville and the insurance market
Janesville's low rating (8th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Janesville
Even with 83.6% of Janesville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 73 counted buildings into the percentiles shown above for Janesville. For more on what minimal exposure implies beyond Janesville, see the exposure-zones guide.