Jamesville Colony, SD
Jamesville Colony wildfire risk explained
USFS's Wildfire Risk to Communities model puts Jamesville Colony at the 78th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 28 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Jamesville Colony's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
Jamesville Colony's building exposure, zone by zone
89.3% of Jamesville Colony's 28 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 10.7% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Jamesville Colony compares
Jamesville Colony's risk sits at a similar level relative to South Dakota (77th percentile statewide) as it does nationally (78th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Jamesville Colony ranks 7,033 for wildfire risk (1 is highest) and 31,384 by building count (1 is largest). Within South Dakota alone, it ranks 104 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Shopping for coverage in Jamesville Colony
Jamesville Colony's high rating (78th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Jamesville Colony (89.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Jamesville Colony's 78th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Jamesville Colony, see the exposure-zones guide.