Jamestown, NC
How exposed is Jamestown to wildfire?
Jamestown sits at the 49th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,665 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Jamestown at the 52nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Jamestown's buildings actually sit
Most of Jamestown's buildings (55.6% of 1,665) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Jamestown compares
There's little gap between Jamestown's 49th national percentile and its 35th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Jamestown ranks 16,111 for wildfire risk (1 is highest) and 8,541 by building count (1 is largest). Within North Carolina alone, it ranks 503 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
At the 49th national percentile, Jamestown rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 55.6% of Jamestown outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,665 counted buildings into the percentiles shown above for Jamestown. For more on what minimal exposure implies beyond Jamestown, see the exposure-zones guide.