Jamestown, MO
How exposed is Jamestown to wildfire?
USFS's Wildfire Risk to Communities model puts Jamestown at the 68th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 300 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Jamestown at the 69th percentile, close to its 68th-percentile risk score.
What "at risk" means for the buildings here
Of Jamestown's 300 counted buildings, 55.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Jamestown compares
Jamestown's risk sits at a similar level relative to Missouri (76th percentile statewide) as it does nationally (68th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Jamestown ranks 10,216 for wildfire risk (1 is highest) and 21,636 by building count (1 is largest). Within Missouri alone, it ranks 255 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 68th percentile nationally, Jamestown carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Jamestown
Jamestown's 55.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Jamestown's figures come from
Jamestown's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Jamestown's dominant direct exposure actually means, with real examples from across the dataset.