Jamestown (Mercer), PA
Jamestown (Mercer) wildfire risk explained
Out of every US place USFS scores, Jamestown (Mercer) lands at the 35th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 465 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Jamestown (Mercer) at the 36th percentile, close to its 35th-percentile risk score.
Jamestown (Mercer)'s building exposure, zone by zone
72.3% of Jamestown (Mercer)'s 465 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 27.7% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Jamestown (Mercer) compares
Jamestown (Mercer)'s risk sits at a similar level relative to Pennsylvania (50th percentile statewide) as it does nationally (35th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Jamestown (Mercer) ranks 20,526 for wildfire risk (1 is highest) and 17,983 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,002 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Jamestown (Mercer)'s moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Jamestown (Mercer) (72.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Jamestown (Mercer)'s figures come from
Every one of the two percentiles behind Jamestown (Mercer)'s 20,526-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Jamestown (Mercer)'s dominant indirect exposure actually means, with real examples from across the dataset.