Jamestown (Cambria), PA
Jamestown (Cambria) wildfire risk explained
Jamestown (Cambria) sits at the 33rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 249 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Jamestown (Cambria) at the 33rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Jamestown (Cambria)'s building exposure, zone by zone
249 buildings are counted in Jamestown (Cambria), and 68.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Jamestown (Cambria) ranks
Jamestown (Cambria) scores 33rd nationally and 45th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Jamestown (Cambria) ranks 21,097 for wildfire risk (1 is highest) and 23,182 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,090 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Jamestown (Cambria)'s moderate wildfire rating (33rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Jamestown (Cambria)
Because Direct exposure dominates in Jamestown (Cambria) (68.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Jamestown (Cambria)'s 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Jamestown (Cambria), see the exposure-zones guide.