Jamesport, MO
Jamesport, MO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Jamesport at the 65th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 476 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Jamesport's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Jamesport (72.7% of 476 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 27.3% sit in the Direct zone.
Jamesport against the rest of the country
There's little gap between Jamesport's 65th national percentile and its 68th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Jamesport ranks 11,162 for wildfire risk (1 is highest) and 17,784 by building count (1 is largest). Within Missouri alone, it ranks 341 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Jamesport and the insurance market
At the 65th percentile nationally, Jamesport carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With ember exposure the dominant pattern in Jamesport (72.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 476 counted buildings into the percentiles shown above for Jamesport. For more on what indirect exposure implies beyond Jamesport, see the exposure-zones guide.