Jamesburg, NJ
Jamesburg, NJ's wildfire risk, in USFS's own numbers
Jamesburg's 1,406 buildings earn a 59th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Jamesburg at the 59th percentile, close to its 59th-percentile risk score.
Where Jamesburg's buildings actually sit
USFS classifies 84.1% of Jamesburg's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 15.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Jamesburg against the rest of the country
Jamesburg's risk sits at a similar level relative to New Jersey (68th percentile statewide) as it does nationally (59th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Jamesburg ranks 12,987 for wildfire risk (1 is highest) and 9,601 by building count (1 is largest). Within New Jersey alone, it ranks 226 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
At the 59th national percentile, Jamesburg rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 84.1% of Jamesburg outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Jamesburg's figures come from
The methodology guide shows exactly how USFS turned 1,406 counted buildings into the percentiles shown above for Jamesburg. The exposure-zones guide covers what Jamesburg's dominant minimal exposure actually means, with real examples from across the dataset.