James City, PA
James City, PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts James City at the 13th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 195 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, James City's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
What "at risk" means for the buildings here
195 buildings are counted in James City, and 69.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where James City ranks
There's little gap between James City's 13th national percentile and its 11th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, James City ranks 27,525 for wildfire risk (1 is highest) and 25,043 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,766 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
James City and the insurance market
At the 13th national percentile, James City rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 69.7% of James City in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where James City's figures come from
The methodology guide shows exactly how USFS turned 195 counted buildings into the percentiles shown above for James City. The exposure-zones guide covers what James City's dominant direct exposure actually means, with real examples from across the dataset.