Jamaica, IA
Jamaica wildfire risk explained
USFS's Wildfire Risk to Communities model puts Jamaica at the 26th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 174 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Jamaica at the 25th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Jamaica's building exposure, zone by zone
USFS classifies 74.7% of Jamaica's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 25.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Jamaica compares
Jamaica's risk sits at a similar level relative to Iowa (40th percentile statewide) as it does nationally (26th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Jamaica ranks 23,285 for wildfire risk (1 is highest) and 25,855 by building count (1 is largest). Within Iowa alone, it ranks 607 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 26th national percentile, Jamaica rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Jamaica's 74.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Jamaica's figures come from
Every one of the two percentiles behind Jamaica's 23,285-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Jamaica's dominant minimal exposure actually means, with real examples from across the dataset.